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Financial
Tips
Newsletter
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A monthly newsletter covering timely topics, such as financial planning,
federal taxes, business management, new technology, personnel issues and
business financing.
Credit
Loan
or lease? The advantages and disadvantages are spelled out in
an easy-to-read format so you can carefully weigh the options.
Tax
Tax
Tips Newsletter:
Timely tax tips from our tax experts.
Records:
What to keep and for how long?
Handy guidelines to help you decide what financial records to hang on
to and what to throw out.
Opportunities
from the 2001 Tax Act
Year-end
tax planning is always important. After a tax bill with significant changes,
however, tax planning becomes even more important because you don't want
to lose out on opportunities that are available to you.
Alternative
Minimum Tax, is it in your future?
See if you are among the growing number of taxpayers who must pay the
AMT.
Education tax credits.
Don't forget two important education tax credits.
New
York State sales tax exemption.
You can now take advantage of a new sales tax exemption.
New
York State energy refundable tax credit. You may be eligible
FOR a tax credit on your electric and natural gas costs.
Tax
planning: It makes good sense
Steps you can take before year-end to save yourself some real
tax dollars
Management
Is
agritourism in your future? If
so, think like a retailer first, and a grower second.
Case
Study: Tips on how to start a new farm enterprise
6
public relations tips you can use every day
A
closer look at an income statement and balance sheet. Learn how
both reports can help you achieve your business goals.
Are
you getting all you can from your loan officer? Besides servicing
your account, your loan officer can provide dependable advice on a range
of financial issues.
Building
a business plan. Learn how you can use your business plan to measure
the success of your business.
Business
management advice. Common sense tips that really
make a difference.
How
to be a better risk manager. To keep risk under control, start
with a few basic steps.
Who
needs a consultant? Questions to help yourself determine if hiring
a business consultant is right for your business.
Estate Planning
13
Estate Planning Terms You Should Know
Families
delay doing critical estate planning for a variety of reasons: much of
it deals with death or incapacitation, they don’t think they need
planning, or it raises touchy family issues. Another reason is that they
don’t understand the complicated jargon.
Do
you need a will? Will your estate be at the mercy of federal and
state laws? Learn how proper planning can help you provide for your heirs
the way you want.
Estate
planning tips. Questions you can ask yourself that may save you
estate tax dollars.
Appraisal
Do
you need an appraisal? A simple questionnaire to help you decide
if you need a business appraisal.
Magazine
Financial
Partner. Click here to receive a complimentary subscription to
our magazine.
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